| Platinum Package (Up to 6 items from your credit report challenged per month) Signup fee: $149 Monthly fee: $299/month - Program is 6 months long
To best meet our customer’s needs, Personal Credit Services offers two levels of service. The only difference between the levels is the amount of negative items that can be challenged per month. Please note, the sign up fee is a one time, non refundable fee. The monthly fee, while non refundable recurs monthly and can be cancelled at any time. You also get access to our online website.
Case Studies:
Case Study 1
Kelly joined the program for help qualifying to finance a new home. At the time, she couldn’t even qualify for a credit card. Her credit score had dropped into the mid 500s because of her ex-husband’s debt and late payments. We were successful proving her report reflected charges made by her ex-husband after the divorce that shouldn’t be on her own personal credit history. In just three months, Kelly’s score jumped from the mid-500s to 817! Her credit improved so dramatically, she got 100% financing on her new home at prime rates! As you can imagine, she’s thrilled with her results. “You guys really do work miracles. I’m so grateful for everything you’ve done to help us. My divorce is finally behind me and the kids and I love our new house. Thank you for being there when we most needed your expertise. How can I ever thank you?”
Case Study 2 Rodney wanted to improve his FICO score to qualify for a lower interest rate when he refinanced his home. He heard horror stories about “fly-by-night credit repair” companies that promise big results to justify a never-ending monthly fee. His concerns quickly resolved when he began to see results in our program.
Rodney’s credit score went from the 500s to the high 600s in six months, qualifying him for a better refinance rate on his home. Not only did he qualify for his mortgage at prime rates with his improved credit score, even his insurance rates dropped. I went from not being able to get a loan to mortgage companies competing for my business! It makes me feel great. I’m a highly satisfied customer who can’t recommend this program often enough to so many people who really need what you do so graciously. I read years ago that your credit is a reflection of who you are. I looked at my credit and said “this isn’t me.” So, I got professional help from people who gave me respect, great customer service, one heck of a credit education and great results. I realize that now it’s up to me to implement everything they taught me. I intend to stay responsible.”
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