| Gold Package
(Up to 3 items from your credit report will be challenged per month)
Sign up fee: $149 Monthly fee: $179/month - Program is 6 months long
To best meet our customer’s needs, Personal Credit Services offers two levels of service. The only difference between the levels is the amount of negative items that can be challenged per month. Please note, the sign up fee is a one time, non refundable fee. The monthly fee, while non refundable recurs monthly and can be cancelled at any time. You also get access to our online website.
Case Studies:
Case study 1
Ray and Annette dream of buying a new home. But past challenges left them with a two year old bankruptcy, vehicle repossession and medical bills that felt like obstacles they might never overcome.
Within four months of joining the program, the bankruptcy, repossession and medical bills were removed from all three credit reports, putting Ray & Annette back on track to achieve their dream.
“I’ve never seen anything like it. It just blows me away that this program could do what they’ve done so quickly. They cleaned up all three of our credit reports in three months! It’s like none of those things ever happened. I thought we’d be living with that bankruptcy for seven years. It’s gone after only two years. I know we still have work to do, but with this program’s help, we will get there.
Case study 2
After his divorce, Kevin’s ex-wife used his social security number to open credit cards and refinance a house. When he was turned down for a car loan, he learned his credit score had dropped into the low 400s. He immediately sought our professional assistance to help clean up his credit report.
In just six months, Kevin’s FICO score increased 200 points! Not only can he buy that car now, he’s also financing a new home at a reasonable interest rate.
“I couldn’t have done it without you! Thanks for being with me every step of the way. That thick credit report is sure a lot thinner now and more attractive to lenders. I not only qualify for a car now, I’m also financing a new home. And I’m being really careful to protect my score by not letting anyone pull my credit until I’m ready to buy.
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